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Does College Major=Money?

Photo by David M. Goehring via flickr.com As I get older (cringe), I’m beginning to better understand the importance of picking the “right” college major. Whenever I get the chance to talk to aspiring...

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Your College Friends are Broke, Ignore Them

  When I was in college I practiced a very un-frugal lifestyle. Looking back on those 4 years there are several bits of wisdom I’d like to share with my friends attending university. Buy your books...

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Student Debt Denial

When I finished graduate school I was in student debt denial. Full blown, naive and ignorant, spent to much on my education, drank to much at the bar, now I have a fancy masters degree, student debt...

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Our Son Is Clueless About Student Debt-Help!

A few days ago I received a comment from a reader with a question about student debt. Because it’s a good question, and one a lot of people probably have, I decided I’d do a post about it. Here’s the...

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Avoid Student Loans Like the Plague

Last week, I received a comment from reader, Jim, with a question about how his son, an aspiring attorney, can keep his student loan debt to a minimum. Here’s Jim’s comment: Our son graduated in May,...

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My Secret For Paying off $30K in Student Loan Debt

When I finished graduate school I owed $30,304.87 in student loan debt. Curious about how I got myself into that mess? I wrote about it here: Student Debt Denial and here: My $30,000 Student Loan...

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A Letter to My Alumni Association AKA the Bloodsuckers

**To put this whole post in perspective for new readers, or for anybody who forgot. I owed $30k in student debt by the time I finished grad school. These posts describe that struggle: My $30,000...

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Want to Borrow $120K at Age 18? Sign on the Dotted Line

When was the last time you gave an 18 year old $120,000? If you had $120k saved would you give it to your 18 year old son or daughter and tell them to have a good time spending it? I sure wouldn’t....

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Sometimes I Don’t Play Nice: Killing My Debt

I’m a nice girl (most of the time) and my mother taught me to play nice with others and hold my tongue when I have nothing nice to say. But it’s hard to talk when you’re holding your tongue and...

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Can a Master’s Degree Yield a Negative Return?

The following is a guest post from our friends at Snarkfinance. Snarkfinance is what you get when you mix insult humor and pop culture with a finance blog.  Always entertaining and informative,...

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Top 10 Reasons to Pay Off Your Student Loans ASAP

Why I’m So Passionate About Student Loan Payoff. After 6 years dragging myself through the ivory tower, I owed over $30,000 in student loan debt. That student loan debt was like a giant “debt elephant”...

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Guidelines for Students Who Want to Avoid Future Student Debt Disasters

My name is Kevin Watts and I am the creator of Graduating from Debt. I was like millions of recent college graduates in heavy debt with very little hope. With the right attitude and discipline I took...

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Fear: Friend or Foe?

Fear can be both motivating and demotivating. Over the last 30 years of my life I’ve been both motivated and held back by my fears. I’ve faced challenges head on and “won”, and waited too long to face...

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Drugs & Student Loan Debt

Born amidst the crack epidemic in America, if you were a child of the 80s (like me) you were constantly warned about the dangers of drugs. Nancy Regan famously told schoolchildren in Oakland, that if...

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Bachelor’s Degrees with the Best ROI

Bachelor’s Degrees with the Best ROI: Did I Make a Huge Mistake? If you’ve been reading the blog for a while you might know that I obtained a BA in Political Science before I went back to school to...

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Avoid Student Loans by Living Like a College Kid

 Have you ever heard that saying, “Live like a doctor when you’re a med student and you’ll live like a med student when you’re a doctor?” Probably sounds pretty self-explanatory to most people who read...

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How to Lower the Ending Balance on Student Loans

The following post was written by guest author, Nicole. Nicole is an independent writer for CollegeAnswer.com. College Answer offers information on saving, planning and paying for college. When it...

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Parents, Don’t Co-Sign Student Loans!

Parents & Student Loans: A few weeks ago I received an e-mail from a reader who was curious about my take on parents co-signing student loans with their kids. The reader was considering co-signing...

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Is Your Debt, Your Fault?

The other day I overheard two women talking about debt on the train. Because I’m ridiculously nosy acutely attuned to conversations about money and debt, I couldn’t help but listen in on their...

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We manage what we measure

The other day I heard a saying that really resonated with me, “we manage what we measure”. But what exactly does that mean? Well, in the most literal sense, it means exactly what it sounds like: if...

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